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Mindset Fixes

Working on You: How mindset changes everything
Working On You: Mindset Changes Everything

2018 was a weird year for me. I started the year with a word to express its theme: Mastery. At the start of 2019, looking back, I think a better theme would have been Mindset, as the mastery I achieved was over my own mind. Among the things I’ve worked on is me. In particular, […]

Scarcity, Abundance, and Balanced Frugal Living
Scarcity, Abundance, and Balanced Frugal Living

When I first started writing again, after having little babies in the house, the topic was on frugal living mostly. Well, motherhood and frugal living. I would have balked at the concept of Abundance. Why? Survival Mode Scarcity Can’t See Abundance Well, as I’ve written before regarding poverty, when you’re in the thick of it […]

The Pursuit of Mastery
In Pursuit of Mastery

Every year for the last several years, I’ve prayed about and chosen a different word as my “theme” for the year. This year, 2018, the theme is Mastery. One of the reasons for choosing mastery is that this has been something I’ve been working on in some areas in my life. I’m great at starting […]

This is your brain on poverty
This is Your Brain on Poverty

Everyone has their own thoughts on what causes poverty. Different pundits opine about what fixes financial woes for families in the 21st century. Half the time, I sit here reading those things, shaking my head. While rolling my eyes, I wonder how they would survive what I’ve survived.  Would any of these idiots still be alive at the […]

Taking Risks isn't all bad
Taking Risks Isn’t Always Bad

A short while ago, I posted about embracing failure. It’s an important lesson to learn because anyone who has ever done anything at all of value has failed at some point in their lives. Most have failed several times. No one ever succeeds the very first time they try something new.   Taking risks is […]

When You’re Feeling Overwhelmed and Just Treading Water

Many of us have had those moments, haven’t we? There are seasons in our lives when you’re feeling overwhelmed. It feels like you’re barely hanging on. Seasons when treading water is the greatest accomplishment. I’m reflecting a bit as I come to the one year anniversary of the car accident that almost killed two of my kids. […]

Embracing Failure
Embracing Failure

I’m sure that sounds like a strange thing, to suggest we should embrace failure. Well, maybe. I wouldn’t say we should try to fail, but we certainly shouldn’t fear failure. My own fear of failure early in life at times paralyzed me. Later, after moving away from home, I learned to just accept it as […]

How to Choose Joy
How to Choose Joy

You may have heard the quote that says something to the effect of, “You’re only as happy as you make up your mind to be”. Or maybe you’ve heard it said that being happy, joyful, and content is a choice. And, if you’re like me the first few times I received that advice, you may […]

Living Frugally within your values
Living Frugally within your own Values

Frugal living, to be successful, has to be about saving money in ways that don’t leave you or your family feeling frustrated or deprived. A frugal living tip is only going to work effectively in your life if it fits your lifestyle and your values. It took me years to learn that. I could never […]

6 ways to start putting money away for savings
6 Ways to Start Putting Money Away for Savings

Since the day when a financial planner guy caused me a few weeks worth of lost sleep, and several dozen panic attacks by telling us we should be putting aside $1,000 a month to save for retirement and college for our then-three children, I tried to develop a plan. Naturally, after those tidings from Mr. […]

enough
Enough

Last week, as I met with a friend down in the city, she was talking to me about my savings plan that I talk about in Put Your Budget on a Diet, where I put every $1 bill I receive back as change into savings. I call this “The One Dollar Plan”. It’s simple but […]

Is Contentment Complacency
Is Contentment Complacency?

Is being motivated and driven to improve one’s situation (financial and otherwise) contradictory to the call to be content? Does being content mean being complacent? That’s the heart of a back and forth conversation I’ve been having with someone on Facebook. The conversation has left my brain operating in high gear for a while now, […]