Money Management

Money isn’t everything. But when faced with financial woes, the importance of money is hard to ignore. Proper Money Management helps us to worry less and focus less on money.

Although life has leveled out for our family in this area, we went through a season of money woes.  During a period of pay cuts, job loss, unemployment, and poverty, I wrote posts exploring issues relating to money and life. Now that things have turned around for us, there are more insights into money and life. I write posts on money management for home businesses as well as for families.

Practical Money Management Tips

The topics include managing money, building an emergency fund, saving for the future, and being content in the hard times. I have also written about finding a balance between contentment and complacency. After all, contentment is good, but not when you get stuck in a place of complacency.

Look for ebooks I’ve written on Amazon Kindle on the topics of managing money and frugal living too.

In Praise of Passionless Projects. How Mundane stuff can help you successfully start your side hustle

In Praise of Passionless Projects that Give You a Boost

I also love to talk about passion projects — doing what you really love because you’ll easily sell/market/talk about what you are passionate about. I have an easier time talking to someone about what I do if I’m passionate about it. There’s something to be said for Passionless Projects too — boring, stupid stuff that […]

Frugal living can help your home business

How Frugal Living Helps Entrepreneurship

If I had a dime for how many times I’ve heard, “I wish I could afford to have a home business”, I would be a rich woman. Usually, it’s someone who has an idea in their head — a dream. But the dream is going to cost money. The programs she needs is going to […]

How to make extra cash using pinterest

How to Make Some Extra Cash Using Pinterest

Are you looking for a way to make some extra cash to add to your household income? This is going to blow your mind. A few months ago, my friend Christina Root (of Youthful Homemaker) created an e-course for how to make some extra money using Pinterest. I was intrigued for a few reasons: Most of […]

This is your brain on poverty

This is Your Brain on Poverty

Everyone has their own thoughts on what causes poverty. Different pundits opine about what fixes financial woes for families in the 21st century. Half the time, I sit here reading those things, shaking my head. While rolling my eyes, I wonder how they would survive what I’ve survived.  Would any of these idiots still be alive at the […]

The Year Long Side hustle Experiment

The Year-Long Side-Hustle Experiment

About six years ago, a friend and I set out to try out some popular “side hustle” ideas that cost nothing to start. This was after hearing the same question over and over from friends on social media and via email about whether or not you could really make money doing some of these common […]

dealing with Financial Emergencies and debt free living

Financial Emergencies and Living a Debt-Free Life

A recent report I read revealed a shocking statistic about financial emergencies. It reported 47% of Middle-Class Americans couldn’t cover a $400 emergency on their own.  They would need to borrow the money via credit cards, family loans, or other means. An odd rush of emotions came through as I read Neil Gabler’s excellent article in the […]

Thoughts on minimizing the expense of working

Thoughts on Minimizing the Expense of Working

When you work away from home (or even if you work from home and are super busy), sometimes expenses can creep in that eat up whatever cash you’re earning, pulling that money away from what it’s meant to be spent on. I’m talking food, commuting, childcare, “stress-spending”, “treating yourself” and so forth.  Being a passionate […]

Living Frugally within your own Values

Living frugally, to be successful, has to be about saving money in ways that don’t leave you or your family feeling frustrated or deprived. A frugal living tip is only going to work effectively in your life if it fits your lifestyle and your values. It took me years to learn that. I could never […]

6 ways to start saving money when you're broke

6 Ways to Start Putting Money Away for Savings

Are you worried about your personal savings (or lack thereof?) You’re not alone. Since the day when a financial planner guy caused me a few weeks’ worth of lost sleep, and several dozen panic attacks by telling us we should be putting aside $1,000 a month to our savings for retirement and college for our […]

Creating an Extra Side Income with your Side Hustle

Creating an Extra Side Income

Stagnate wages and inflation means that we as middle class, working class families are slowly sliding into poverty by reason of the cost of living expense increases we are facing. For many families, adding something towards the family income may help shore up the budget if you’ve already cut as much as can be cut. […]



Last week, as I met with a friend down in the city, she was talking to me about my savings plan that I talk about in Put Your Budget on a Diet, where I put every $1 bill I receive back as change into savings. I call this “The One Dollar Plan”. It’s simple but […]